some important infoRMATION

Be careful who you give out your personal information to on the phone if they are calling you directly. First of all, if you did not request them to call you, they are most likely not who they say they are. They may have just purchased your phone number from a lead list. Secondly, they could enroll you in a new Medicare plan without your permission and you won't even know for sure until it is too late.

You might want to consider a Hospital Indemnity Plan if you have high hospital copays with your Advantage Plan. For a small monthly payment, you can arrange to have your hospital copays reimbursed directly to you after an inpatient stay or Emergency Room visit that results in a hospital stay.